Suitability Check

Life insurance affordability record

Client details

Use a file number. No name is needed and none is stored.
Everything that leaves the account each month, housing and debt payments included.
Balances, not payments. Other debt is auto, cards and student loans — kept apart from the mortgage because a mortgage costs about a quarter as much per month for the same balance.
Enter the real quoted premium when you have one. Blank uses an indicative estimate.

Everything you type stays in this browser. The page makes no network requests of any kind — open it from your desktop with the Wi-Fi off and it works identically. Nothing is uploaded, logged, or shared. Saved records are held in this browser's own storage, on this machine only — use Delete all to remove them, and don't keep client figures in the index on a shared computer.